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We offer you a viable alternative to bankruptcy and expensive consolidation loans. We guarantee results or you pay us nothing. Don't consolidate your debt, negotiate your debt. Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. We offer you a viable alternative to bankruptcy and expensive consolidation loans. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Let us take care of your debt so that you can concentrate on your work. Call today. (888) 475-2610 Settle debts for pennies on the dollar. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. 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